User manual SONY ERICSSON T20S

DON'T FORGET : ALWAYS READ THE USER GUIDE BEFORE BUYING !!!

If this document matches the user guide, instructions manual or user manual, feature sets, schematics you are looking for, download it now. Diplodocs provides you a fast and easy access to the user manual SONY ERICSSON T20S. We hope that this SONY ERICSSON T20S user guide will be useful to you.


SONY ERICSSON T20S : Download the complete user guide (2229 Ko)

You may also download the following manuals related to this product:

   SONY ERICSSON T20S (2350 ko)
   SONY ERICSSON T20S (2466 ko)
   SONY ERICSSON T20S (1028 ko)
   SONY ERICSSON T20S (2514 ko)
   SONY ERICSSON T20S GENERAL WAP INTRODUCTION (78 ko)

Manual abstract: user guide SONY ERICSSON T20S

Detailed instructions for use are in the User's Guide.

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

DISCLAIMER TO DOWNLOAD THE USER GUIDE SONY ERICSSON T20S




Click on "Download the user Manual" at the end of this Contract if you accept its terms, the downloading of the manual SONY ERICSSON T20S will begin.

 

Copyright © 2015 - manualRetreiver - All Rights Reserved.
Designated trademarks and brands are the property of their respective owners.